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Current as of August 9, 2026. Reviewed quarterly. The rules in this area move; the date matters.

The early mistakes: a five-minute self-diagnostic

The specific items founders tell us they wish they'd handled earlier. Ordinary omissions, not negligence. Most have a cheap version now and an expensive one later.

This page is general information for operators, current as of the date shown. It is not legal advice, and reading it does not create an attorney-client relationship. Specific facts change the answer.

  1. Card 1

    The 83(b) election

    You get thirty days from stock issuance. There are no extensions and no exceptions.

    Surfaces
    At vesting or at exit, as a tax bill.
    Now
    A one-page filing.
    Later
    There is no later.
  2. Card 2

    Founder vesting

    Founders with no vesting schedule at all, or with a handshake understanding of one.

    Surfaces
    The day a founder leaves, holding a quarter of the company, forever.
    Now
    Standard documents at issuance.
    Later
    A negotiation with someone who has no reason to agree.
  3. Card 3

    The unassigned code

    Anyone who touched the product before or outside employment: contractors, collaborators, whoever built the pre-incorporation prototype.

    Surfaces
    In diligence, when someone else's counsel starts reading line by line.
    Now
    A signature.
    Later
    A chase, a payment, or a hole in the deal.
  4. Card 4

    Contractor labels

    The early team on 1099s because it was simpler.

    Surfaces
    Years later, when an agency or a plaintiff applies the legal test instead of your label.
    Now
    Draw the lines.
    Later
    Back wages, taxes, penalties, and in some states personal exposure.
  5. Card 5

    Equity promises in email

    "We'll sort out your points later."

    Surfaces
    At the round, as a negotiation you run against your own email.
    Now
    Record it.
    Later
    Reconstruct it, with witnesses.
  6. Card 6

    The unrecorded grants

    Options promised in offer letters, never approved by the board.

    Surfaces
    In diligence, as a validity question about everyone's equity.
    Now
    A consent.
    Later
    A ratification project inside your financing timeline.
  7. Card 7

    The untracked SAFEs

    Instruments sitting in a folder, side letters sitting in inboxes.

    Surfaces
    Conversion day, all at once.
    Now
    One ledger.
    Later
    A dilution surprise with your name on it.
  8. Card 8

    The copied privacy policy

    Someone else's promises, describing someone else's product.

    Surfaces
    A customer's security review, a regulator's letter, or an incident.
    Now
    Make it true.
    Later
    Explain the gap to someone adversarial.
  9. Card 9

    The insurance application from memory

    Answered optimistically, read by no lawyer.

    Surfaces
    At the claim.
    Now
    An hour of review.
    Later
    A denial letter.

What's actually reversible

Almost everything on this list is repairable at a price. Ratifications, repapering, and late fixes exist for nearly all of it, with the 83(b) election and lost time as the exceptions. None of this is meant to alarm you; it's about sequencing. Every item here is cheapest today, and not one of them gets cheaper by sitting.

Want this run properly, against your actual documents rather than from memory? That's what the assessment is for. The Charter Point Assessment →

This is the general version.

A briefing can tell you how the rules run. It can't tell you how they run against your facts. That's the fifteen-minute call.